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Real estate appraisal services for homeowners in the city of Charleston and Berkeley County

Check out the top 7 reasons why South Carolina homeowners order from BLS Appraisals, LLC:

  1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. To challenge a property tax assessment in South Carolina
  3. To reduce their monthly mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Verify another appraiser's report
  6. If real estate needs to be divided because of a divorce
  7. Determine the true market value of the real estate in question to settle an estate
Own a home in or near Charleston, South Carolina and need help determining the value of it? Contact BLS Appraisals, LLC.

At BLS Appraisals, LLC, we understand the particular needs of a customer seeking appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, lawyers, and CPAs. But as a general consumer, we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we document our findings.

For Sale by Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at BLS Appraisals, LLC, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value judgement than yours.

Challenge Berkeley County's assessment of your property

Let's say your house is not appreciating as much as other houses close to yours -- your local tax assessor may have your home overvalued. That only means you're most likely paying more taxes than you should. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from BLS Appraisals, LLC is your #1 weapon when challenging your property tax assessment.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. We're experts in helping clients just like you delete unwanted PMI insurance.

HELOC recently frozen?

Your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. Not only can this be inopportune from a cash flow standpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. BLS Appraisals, LLC can help you reinstate your home equity line of credit with efficient appraisal.

Need Field and Desktop Appraisal Review Services?

Do you need a seasoned professional to double-check your appraisal for efficiency, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? BLS Appraisals, LLC offers field reviews where we'll go out and check the subject and comparables in question. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your house.